HRA/HSA/FSAs
HEALTH REIMBURSEMENT ACCOUNT (HRA)
Associates who enroll in the PPO Medical plan will automatically be enrolled in a Health Reimbursement Account (HRA), powered by WEX. The HRA is a Grande funded account to help offset eligible medical, dental or vision expenses for you and your enrolled family members. Your HRA balance will rollover any unused dollars at the end of the year, up to $5,000. For new Associates, Grande will provide a contribution to your account based on the month you become eligible for benefits. In the new year, Associates are eligible for an annual contribution based on the chart below.
| 2025 HRA GRANDE CONTRIBUTION | |
| Annual Contribution | |
| Associate | $240 |
| Associate + 1 | $480 |
| Family | $720 |
HEALTH SAVINGS ACCOUNT (HSA)
Associates who enroll in the HDHP have the option to enroll in a Health Savings Account (HSA). An HSA allows you to save pre-tax money for healthcare for now or in the future, even into retirement. An HSA can be used to pay for eligible medical, dental or vision expenses tax-free. Grande will contribute to your HSA on a bi-weekly basis, even if you don’t make contributions. In addition to Grande’s contribution, you can also contribute to your HSA, up to the IRS maximum.
| 2025 CONTRIBUTIONS FOR HSA | |||
| Annual Grande Contribution | Bi-weekly Grande Contribution | 2025 IRS Maximum | |
| Associate | $500 | $19.23 | $4,300 |
| Associate + 1 | $750 | $28.84 | $8,550 |
| Family | $1,000 | $38.46 | $8,550 |
| Catch-up (age 55 and older) | — | ||
FLEXIBLE SPENING ACCOUNT (FSA)
Flexible Spending Accounts (FSA) allow you to set pre-tax money aside from your paycheck to pay for qualified expenses. Enhance your financial well-being by enrolling in a FSA, powered by WEX. Keep in mind, if you are eligible for an HRA, your FSA balance will be used first.
HEALTH FSA
A Health FSA allows you to pay for eligible expenses related to medical, prescription, dental and vision expenses. Expenses can be reimbursed for yourself, spouse/domestic partner and dependent children. The maximum annual contribution is set at $3,300. At the end of the year, you can carryover up to $660 of unused funds into the following year. This plan is only available if you enroll in the PPO medical plan.
LIMITED PURPOSE FSA
A Limited Purpose FSA provides for reimbursement of qualified dental or vision expenses. The maximum annual contribution is set at $3,300. At the end of the year, you can carryover up to $660 of unused funds into the following year. This plan is only available if you enroll in the HDHP medical plan.
DEPENDENT CARE FSA
A Dependent Care FSA allows you to set aside money to pay for childcare expenses and expenses incurred for the care of an incapacitated spouse/domestic partner or parent. Daycare expenses are eligible for children, up to age 13, or for elder dependents who live in your home. The maximum annual contribution is set at $5,000. These funds are ‘use it or lose it’ and any balance at the end of the year does not rollover into the following year.